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| KOEI Warriors Lounge; Discuss what's on your mind. | |
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| Tweet Topic Started: Sat Mar 28, 2009 7:16 am (5,971,183 Views) | |
| Mr. Kamikaze | Mon Oct 5, 2015 1:26 am Post #296651 |
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God of War
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my bank is starting to charge me $12 a month to maintain a bank account. Only way they won't charge me monthly is i I maintain a balance of at least $1,500 So...I might have to close my account cause, since I don't have a job or income, they'll just keep charging me for basically just having an account... |
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| Eni | Mon Oct 5, 2015 1:26 am Post #296652 |
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BOOEH
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The first month I got my first credit card I went absolutely insane. Never again.
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| Deleted User | Mon Oct 5, 2015 1:27 am Post #296653 |
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oh i already have both a credit and debit card, credit cards are incredibly useful otherwise you'll have a difficult time building up credit, you jsut have to not treat it as an extra 5 grand per month (re: you just have to not be a frivelous spender) and pay off what you owe in a timely fashion I put everything on my credit, then pay it off in a week or two, it just builds good credit which helps with loans and stuff |
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| dancingswan | Mon Oct 5, 2015 1:27 am Post #296654 |
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Who do you bank with Kami? That sounds pretty crazy. If I got a credit card, my mom would kill me. |
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| Deleted User | Mon Oct 5, 2015 1:28 am Post #296655 |
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peopel not having credit cards just seems crazy to me |
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| Eni | Mon Oct 5, 2015 1:30 am Post #296656 |
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BOOEH
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Credit cards are good for loans in the future, swan. |
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| UpInMahBubble | Mon Oct 5, 2015 1:30 am Post #296657 |
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Who you calling a cute prince?
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I don't have a credit card but I've still been building up a credit store by buying things on finance, like my Xbox One which I managed to pay off a good 4-5 months early. |
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| Mr. Kamikaze | Mon Oct 5, 2015 1:31 am Post #296658 |
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God of War
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bank of america Its hard for me to get a credit card cause I don't have credit so no one wants to give me one... Gamestop is offering me one though, and I am kinda tempted to take it and start building credit that way. I don't actually shop at Gamestop that often though...and getting used to using it for anything else is just dangerous in my hands. |
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| dancingswan | Mon Oct 5, 2015 1:32 am Post #296659 |
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I have a gas card which is technically establishing credit, but that's really it. I just feel too irresponsible to carry a credit card around. |
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| Eni | Mon Oct 5, 2015 1:32 am Post #296660 |
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BOOEH
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Get credit cards and then freeze them.
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| Angelic Linca | Mon Oct 5, 2015 1:33 am Post #296661 |
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Blue Sunshine of Wei
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I tend to buy stuff upfront so I steer clear of credit cards. Only cards I use are my debit, and rewards cards for places I frequent a lot. |
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| Mr. Kamikaze | Mon Oct 5, 2015 1:33 am Post #296662 |
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God of War
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Same. I know how I am. I know once I get used to putting things on that credit card it'll just go downhill from there. I don't trust myself. But I know I need to establish credit somehow, so I may not have a choice. |
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| Fräulein | Mon Oct 5, 2015 1:33 am Post #296663 |
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full offense
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I buy everything using penny rolls. |
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| Wild Lion | Mon Oct 5, 2015 1:34 am Post #296664 |
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Legend
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My friend banks with Suntrust and they're starting to do that too I'm with the government credit union You can't really build much credit without using a credit card, and these days you can't do anything without good credit. Edited by Wild Lion, Mon Oct 5, 2015 1:34 am.
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| Rance | Mon Oct 5, 2015 1:34 am Post #296665 |
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Yuki Oh. No.
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I have a debit card which I hardly ever use.
Edited by Rance, Mon Oct 5, 2015 1:35 am.
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| Deleted User | Mon Oct 5, 2015 1:35 am Post #296666 |
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thats adorable I dont think you're giving yourself enough credit though, Swan, I think you'd be fine with one. its really hard to go crazy with a credit card, like i know people with mental illnesses like hypermania that its really difficult for them to have a credit card, but those are specific circumstances. |
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| dancingswan | Mon Oct 5, 2015 1:35 am Post #296667 |
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I'm with Wells Fargo simply because that's where my mom banks. |
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| Angelic Linca | Mon Oct 5, 2015 1:35 am Post #296668 |
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Blue Sunshine of Wei
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Used to do that a lot when I was in high school. Carried a baggy full of nickels, dimes, and quarters, too. |
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| Eni | Mon Oct 5, 2015 1:35 am Post #296669 |
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BOOEH
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Monsters.
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| Mr. Kamikaze | Mon Oct 5, 2015 1:36 am Post #296670 |
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God of War
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Eni came to my rescue Echo of Oryx was being a bitch, I was just about to quit.
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| Deleted User | Mon Oct 5, 2015 1:36 am Post #296671 |
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im with RBC which is the worst canadian bank to be with because there is i swear maybe tops 5 of them in all of canada i have to walk for miles past like 17 other banks just to deposit my tip checks its awful |
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| dancingswan | Mon Oct 5, 2015 1:36 am Post #296672 |
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I try. I mean I guess. I may get one in the near future, but since I'm so used to using my debit card I'd probably end up forgetting about the credit card. |
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| Angelic Linca | Mon Oct 5, 2015 1:37 am Post #296673 |
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Blue Sunshine of Wei
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I hate being paid every two weeks sometimes. |
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| Eni | Mon Oct 5, 2015 1:37 am Post #296674 |
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BOOEH
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I need you alive so I can use you for higher level stuff.
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| Mr. Kamikaze | Mon Oct 5, 2015 1:38 am Post #296675 |
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God of War
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I do have access to at least two different credit cards, my parents' cards. And I am never tempted to use them. Maybe I'd be fine. Or maybe just seeing my name on it will make me a monster. |
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